Vertrue Incorporated, MCM’s parent company, offers a range of member-based programs, which include:

Healthcare and Wellness

Americans spend over $500 billion on out-of-pocket healthcare expenses each year. The programs provided by Vertrue’s family of subsidiaries offer discounts to the estimated 60 million uninsured or underinsured on virtually all healthcare products and services. In 2006, Vertrue continued to sponsor more than $15 million worth of pharmacy savings cards. In 2005, a subsidiary of Vertrue launched Ahorros Saludables for the Hispanic community, one of the first healthcare savings programs that offered 100% in-language service. Members can save from 5% to 60% at over 500,000 participating medical, dental, vision, hearing and chiropractic professionals, and on prescriptions at virtually all nationwide pharmacy chains; up to 60% off gym memberships; between 10% and 30% off cosmetic and other elective medical procedures; and 10% to 30% off alternative care services like nutritionists, personal trainers and more.

Personal Property -- Homes and Autos

Each year, Americans spend $1.3 trillion dollars buying homes and another $400 billion buying used cars. Vertrue's subsidiary, Bargain Network, Inc., is the leading source for great home and automobile deals in the U.S., with online search tools that enable members to locate cars for as low as $500 and homes for as little as $10,000 and to get live, personalized assistance from home and auto specialists. Bargain Home members can enjoy down-payment assistance and help in getting mortgage loans – as well as saving up to 50% on more than 250,000 homes, including foreclosures, VA and HUD sites, and other properties. Bargain Auto members can benefit from help in identifying “lemons” and free emergency roadside assistance -- as well as savings of up to 70% on nearly 1 million used cars from repo lots, public auctions, police impounds and more. Bargain Network refuses payment for its listings, so members receive objective information and unbiased advice instead of intrusive sales efforts, spam, and banner ads. Bargain Network's database has more than 1.5 million home and auto listings and price comparisons for over 2 million products online.

Shopping and Entertainment

Consumer spending accounts for about two-thirds of all U.S. economic activity. Programs available through the Vertrue family of subsidiaries offer members-only savings with top-name merchants in dining and entertainment, travel, shopping, and home and small businesses. Members can save up to 20% with brand name department stores and retailers, home entertainment centers and stores; up to 30% on admissions to theme parks across the nation, including many popular ones in Florida and California; up to 50% on travel, including hotel stays, airfares, car rental, cruise and vacation packages, and more; and up to 20% savings at thousands of restaurants across the U.S.

Personal Security -- Identity Protection

In 2005, more than 10 million Americans fell victim to identity fraud, the fastest-growing white-collar crime in the U.S. The security and privacy programs offered by Vertrue's subsidiary companies help members locate, monitor and control their personal information that’s in the public domain. Benefits include credit monitoring, credit card registration, and identity theft insurance; easy access to medical records, Social Security information, and driving records for most states; and reduced-rate legal and financial services. Through the programs, members can receive automatic weekly credit and fraud alerts as well as copies of their credit report and credit score, enabling them to quickly identify fraudulent activity and protect their good name.

Personals

More than 68 million single adults live in North America alone. Lavalife Inc., a Vertrue subsidiary, is the world’s largest independent, technology-based dating service of its type and helps make single life positive and fulfilling. Lavalife builds self-esteem by giving singles the control to connect with others looking for the same kind of dating experience -- a relationship or an intimate encounter. Singles can select from among three unique communities where they can connect with each other by email and messaging; access telephone-based services that put them in touch with urbanites in the region of their choice in 40 cities across North America and Australia; and keep in touch with each other when they’re on the move via Lavalife Mobile, which offers text messaging or WAP browsing using a cell phone. Each day, more than 1.2 million singles enjoy the encounter of their choosing with other singles through Lavalife.